Terms of Service

Welcome to KalculatorHub

These Terms of Service ("Terms") govern your use of the KalculatorHub website and calculator tools (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Service.

1. Use of Our Service

1.1 License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to use our calculator tools for personal or commercial purposes. This includes using our calculators for business calculations, educational purposes, personal finance, health tracking, and other lawful uses.

1.2 Acceptable Use

You agree to use our Service only for lawful purposes. You must not:

• Attempt to gain unauthorized access to our systems or networks
• Use automated tools (bots, scrapers) that interfere with the Service
• Transmit viruses, malware, or other malicious code
• Attempt to reverse engineer or copy our calculator algorithms
• Use the Service in any way that could damage, disable, or impair it
• Remove or modify any copyright, trademark, or other proprietary notices

1.3 No Registration Required

Our Service is freely accessible without registration. You are not required to create an account or provide personal information to use our calculators.

2. Accuracy and Reliability

2.1 Calculation Accuracy

We strive to provide accurate and reliable calculator tools using industry-standard formulas and thoroughly tested algorithms. However, we make no warranties or guarantees about the absolute accuracy of calculations.

2.2 Not Professional Advice

Our calculators are informational tools only and should not be considered as professional advice:

• Financial calculators: Not a substitute for professional financial advice
• Health calculators: Not a substitute for medical consultation
• Legal/tax calculators: Not a substitute for legal or tax professional advice

Always consult with qualified professionals for important financial, health, legal, or other professional decisions.

2.3 User Responsibility

You are responsible for verifying calculation results and using appropriate judgment when making decisions based on our tools. We recommend double-checking important calculations with alternative methods or professional services.

3. Intellectual Property

3.1 Our Content

All content on KalculatorHub, including text, graphics, logos, calculator designs, and code, is owned by or licensed to us and protected by copyright, trademark, and other intellectual property laws.

3.2 Limited Use Rights

You may use our calculators for personal or commercial purposes, but you may not copy, reproduce, distribute, or create derivative works from our calculator tools without explicit permission.

4. Service Availability

4.1 As-Is Service

Our Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee uninterrupted, secure, or error-free service.

4.2 Modifications and Interruptions

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may perform maintenance that temporarily makes the Service unavailable.

5. Limitation of Liability

To the fullest extent permitted by law:

• KalculatorHub and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service
• We are not liable for any financial losses, business losses, or other damages resulting from calculations performed using our tools
• We are not liable for any damages resulting from unauthorized access, viruses, or other technological harmful materials
• Our total liability for any claim arising from your use of the Service shall not exceed $100

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some of the above limitations may not apply to you.

6. Indemnification

You agree to indemnify and hold harmless KalculatorHub, its operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of another party.

7. Third-Party Links and Services

Our Service may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third-party sites. Your use of third-party services is at your own risk and subject to their terms and conditions.

8. Privacy

Your use of our Service is subject to our Privacy Policy, which explains how we collect and use information. By using our Service, you consent to our privacy practices as described in the Privacy Policy.

9. User Feedback and Suggestions

If you provide feedback, suggestions, or ideas about our Service, you grant us the right to use, modify, and incorporate such feedback without compensation or attribution.

10. Termination

We reserve the right to terminate or restrict your access to the Service at any time, without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Service will immediately cease.

11. Governing Law and Disputes

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

11.2 Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Changes to Terms

We may revise these Terms at any time by posting updated Terms on this page. The "Last updated" date at the top indicates when these Terms were last revised. Your continued use of the Service after changes constitutes acceptance of the revised Terms.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and KalculatorHub regarding your use of the Service and supersede any prior agreements.

15. Contact Information

If you have questions about these Terms, please contact us: